Are you seeking ways to invest capital that lead to shared prosperity?

We deploy our capital to shift who benefits from the U.S. financial system. We invest in teams and models that drive results that benefit the many, not the few. The good news is that there are numerous ways to invest in a more inclusive and sustainable economy.

Results that benefit the many, not the few

We deploy our capital across the range of capital (loans, equity, plus some grants) and a range of investment return expectations(+1% to +25%).

To learn where we are investing:

Visit our portfolio

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We believe that working together we can go farther, faster.Please reach out to explore ways we can partner (e.g., sharing pipeline, strategies).

hello@pluralizecapital.com

Note: We are not a Registered Investment Advisor (RIA) nor are we raising outside capital.

Examples of Our Impact

Expanding asset ownership through homeownership

Blackstar Stability Fund refinances Contract for Deeds and other predatory debt instruments to provide homeowners with real wealth building opportunities

Through 86 conversations, $3.5M+ in equity transferred to families

Increased household net assets by an average of 22x

Reduced monthly payments by ~$100 (~30%)

Reduced interest rates by an average of 3.64%

Increasing access to credit

Esusu uses data to assist renters and property managers

$21.9B in credit for renters has been unlocked

107,000+ renters have developed credit scores

Average credit score increase of 45 points

Promoting quality jobs

Apis + Heritage finances business conversions to Employee Stock Ownership Programs (ESOPs).
So far, Legacy Fund I has

Created 320+ worker owners

Generated $249,000+ in wealth for low- and moderate- income workers

Cultivated a culture of ownership in its portfolio companies

Increased job quality and ownership by 12% from baseline

Increased employee health and well-being by 3% from baseline

Advancing climate justice

Sunwealth finances and manages solar projects that benefit diverse communities through clean power, job creation, cost savings, and carbon reduction. Since 2014, Sunwealth has delivered attractive fixed-income returns to investors while also achieving significant impact:

Created 1,700+ lifetime job years for local solar developers and installers

Generated $115M in lifetime savings for power purchasers

Provided $161M in revenue for local solar developers and installers

Reduced lifetime carbon by 1,240,000+ metric tons

Financed 659 projects totaling 51.2 Megawatts of installed capacity